PAYDAY RITUAL

The 10-minute payday ritual that runs your money.

A complete budget OS for Google Sheets & Excel. Open it when you get paid — assign every dollar, move the money, close the laptop.

🧭

Know before you spend

Split every paycheck until “Left to assign” hits $0 — and feel the click of a plan.

❄️

Watch your debt die

The snowball engine gives every debt a payoff month, not a guilt trip.

🌱

Future you, funded

Christmas, emergencies, trips — dripped weekly, automatically math'd.

The System

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The Payday Ritual System — 2026/2027 Edition

The Payday Ritual System — 2026/2027 Edition

$37.00 USD

The Christmas Fund Planner

The Christmas Fund Planner

$12.00 USD

The Full Ritual Stack — System + Debt Countdown + Subscription Audit + Emergency Fund (Excel + Google Sheets)

The Full Ritual Stack — System + Debt Countdown + Subscription Audit + Emergency Fund (Excel + Google Sheets)

$59.00 USD

The Subscription Audit Kit — Find, Cut & Negotiate Every Recurring Charge (Excel + Google Sheets)

The Subscription Audit Kit — Find, Cut & Negotiate Every Recurring Charge (Excel + Google Sheets)

$14.00 USD

The ritual — every payday

1 · CHECK

Open the Bills tab. Anything due before your next paycheck? Note the total.

2 · ASSIGN

Split the paycheck — Bills, Spending, Savings, Debt — until “Left to assign” hits $0.

3 · MOVE

Move the money, schedule the bills, close the laptop. Done until next payday.

🛡️

Find $500 in 30 days — or it's free

Run the ritual for a month. If it doesn't surface $500 in leaks, forgotten subscriptions and unassigned dollars, email us for a full refund. No forms, no hoops.

Start the ritual — $37

Instant download · Google Sheets & Excel · Lifetime updates, 2027 edition included