The Subscription Audit Kit — Find, Cut & Negotiate Every Recurring Charge (Excel + Google Sheets)

You think you spend $86/month on subscriptions. The real number is $219. That's not a guess — it's the documented gap between what Americans estimate and what actually leaves their accounts. $1,600 a year, gone to services you forgot you had.

The Subscription Audit Kit is a 6-tab spreadsheet system that finds every recurring charge, forces a verdict on each one, hands you word-for-word scripts to negotiate the bills you keep — and then gives every reclaimed dollar a job before your next paycheck absorbs it.

What's inside

• Start Here — the 5-step, ~90-minute audit process. No fluff, just the drill.
• Audit — log up to 40 subscriptions. Auto-converts weekly/quarterly/annual billing to true monthly cost, counts days since you last used each one (red flags at 90+), and calculates savings the second you pick KEEP / DOWNGRADE / SHARE / CANCEL from the dropdown.
• Dashboard — zero-input scoreboard: monthly + annual reclaimed, spend by category with data bars, how you stack up against the $219 US average, and what your savings become in 10 years invested.
• Negotiate — bill negotiation HQ with 6 word-for-word phone scripts (the opener, the competitor lever, the retention close) and a call log that tracks every dollar you win.
• Calendar — free-trial and renewal tracker with live countdown timers. Anything within 7 days turns red. Nothing auto-renews on you again.
• Redirect — split your reclaimed cash across holiday fund / emergency fund / debt / fun money with adjustable percentages, projected through Dec 31.

How it works

1. Pull 3 months of statements from every payment method (bank, cards, PayPal, Apple, Google, Amazon).
2. Log each recurring charge — the sheet does all the math.
3. Pick a verdict per line; watch the Dashboard total climb.
4. Run the scripts on the bills you keep. First-timers typically reclaim $150–$400/month.
5. Redirect the savings before they evaporate.

Who it's for

Anyone with a card on file at more than five companies. Households with two adults and a graveyard of free trials. Anyone who saw "PADDLE.NET*BOOSTED" on a statement and just… let it ride.

FAQ

Excel or Google Sheets? Both. Open in Excel, or in Sheets use File → Import → Upload. Every formula works in both. No macros, ever.

Is this a subscription? Ironically, no. One-time purchase, yours forever, re-run it every quarter (the second audit takes ~20 minutes).

Do I need spreadsheet skills? If you can type in a yellow cell and pick from a dropdown, you're qualified. Everything else calculates itself.

How is this different from Rocket Money? No app scanning your bank login, no monthly fee, and it makes YOU do the 90 minutes that produce a permanent fix — plus negotiation scripts no app will read for you.

Works in Excel & Google Sheets · Instant download · No shipping, no waiting